Cape Coral Homes under $1.25 million

Cape Coral Homes under $1.25 million

Welcome to Cape Coral, Florida, a vibrant city nestled in Lee County that offers a unique blend of natural beauty and modern living. Known for its stunning waterfront properties and an extensive canal system, Cape Coral is a paradise for boating enthusiasts and nature lovers alike. With over 400 miles of navigable waterways, you can easily explore the Gulf of Mexico or enjoy a peaceful day fishing from your backyard.

Cape Coral is not just a haven for outdoor activities; it also boasts a thriving community with a rich cultural scene, excellent schools, and a variety of shopping and dining options. Whether you’re looking to enjoy a sunset at the Cape Coral Yacht Club or take a leisurely stroll through one of the many parks, there’s something for everyone in this charming city.

For those in the market for a new home, Cape Coral offers an impressive selection of properties under $1.25 million. From contemporary waterfront estates to cozy family homes, the real estate options are diverse and appealing. Many of these homes feature modern amenities, spacious layouts, and picturesque views, allowing you to enjoy the Florida lifestyle to the fullest.

Whether you're a first-time homebuyer or looking to invest in a vacation property, Cape Coral presents a unique opportunity to own a piece of paradise without breaking the bank. Discover your dream home in this beautiful city where sun-soaked days and serene nights await. Come experience the charm of Cape Coral, where every day feels like a getaway!

Newest Cape Coral Homes under $1.25 million

no property photo
$369,000
3 Beds ⋅ 3 Baths ⋅ 226036318 MLS
Rare opportunity to personalize the decor of this large two-story 2922 square foot residence situated on a 0.23-acre lot in a tranquil, family-friendly residential enclave. Open-concept first floor featuring spacious living room, family room, kitchen and dining areas with seamless flow. Bright and inviting living room with neutral paint, upgraded wood-look tile flooring and abundant natural light from large windows. Dining and family areas feature sliders leading to the screened lanai. Formal entry with staircase to second floor. Kitchen showcases stainless steel appliances, soft-close cabinetry, generous center island with additional storage and casual seating, and walk-in pantry. Enjoy outdoor Florida living from the covered, screened lanai overlooking a spacious backyard with room to create your own outdoor retreat. Second floor presents three bedrooms including primary suite with en suite bath featuring vanity, oversized garden tub, separate glass-enclosed shower, and large walk-in closet. Additional bedrooms share a full bathroom and include closet storage. Adjoining loft / family room provides a versatile retreat as a media lounge, playroom, or home office, separate from sleeping areas. Interior appointments include upgraded flooring, decorative lighting, and interior laundry area with washer/dryer hookups. Additional highlights include two-car attached garage with automatic door opener and driveway parking, enhanced storm protection, replacement shingle roof (May 2023), updated air conditioner and water heater, fresh interior paint. One or more photos have been virtually staged and/or AI-rendered. Renderings are artist concepts for illustration only and may show finishes not included. Year built 2007 per county records; square footage and lot size per county records. Buyer to verify all information, measurements, and features.

1156 NW 1st Avenue, Cape Coral
no property photo
$899,000
4 Beds ⋅ 3 Baths ⋅ 2026042195 MLS
Walking distance to Cape Harbour Marina! This 2023 newer construction showcase home boasts 4 BEDS, 3 BATHS, and a 3 CAR GARAGE. SOUTHERN EXPOSURE OVER THE POOL/PATIO WITH CASCADING WATERFALL OVER THE OUTDOOR KITCHEN/BAR providing natural light all day. The front façade showcases timeless Florida coastal design. Open living concept featuring a gourmet kitchen with custom cabinets and stunning Calacatta ultra-light quartz countertops. The kitchen is equipped with premium appliance package. Separate wine/coffee bar with wine fridge. Electric fireplace in living room. Loaded with custom trim and mouldings. 90-degree sliders make the transition from indoor to outdoor living seamless. Home features hurricane impact windows and entry door. The attention to detail in this home is remarkable. Frameless barn door showers in all guest bathrooms add a touch of modern elegance. Designer light fixtures, board and batten accents, and shiplap details make this home unique. Italian porcelain matte tile throughout. Insulated garage doors. Step outside into your own private oasis. The custom pool complete with breathtaking waterfall, splash pad, sun shelf for lounging, and a 8/person spill over spa. Cabana features a bar and full outdoor kitchen. Royal leather pavers throughout the lanai. Make this one your home or take advantage of the booming vacation rental market and turn this property into a profitable venture. Extremely successful vacation rental, owner is sad to see it go! Make this yours before the winter. 8 Ft Elevation, Never any flooding or hurricane damage.

1708 SW 54th Street, Cape Coral
no property photo
$349,000
3 Beds ⋅ 2 Baths ⋅ 2026042070 MLS
SELLER FINANCING AVAILABLE + ALL ASSESSMENTS IN AND PAID IN FULL! Take advantage of an exceptional opportunity to own a BRAND-NEW 2026-BUILT HOME in Cape Coral without the burden of outstanding utility assessments. This beautifully finished 3-bedroom, 2-bath home combines modern construction, a bright open layout, and low-maintenance Florida living. Step inside to a spacious open-concept living and dining area with soaring ceilings, abundant natural light, and tile flooring throughout. The kitchen opens directly to the main living space and features crisp white cabinetry, stainless steel appliances, generous counter space, and a large island perfect for casual dining, entertaining, or additional prep space. The primary suite offers a comfortable private retreat with a spacious bath featuring dual sinks, a large vanity, and tiled walk-in shower. Two additional bedrooms provide flexibility for family, guests, or a home office, while the guest bath features a tiled tub/shower combination. A dedicated interior laundry area adds everyday convenience. Built with Florida living in mind, the home features IMPACT-RESISTANT WINDOWS AND DOORS, providing added protection, security, and energy efficiency without the hassle of installing storm shutters. Enjoy the outdoors from the covered screened lanai, with plenty of backyard space to create your own private Florida retreat. With 2026 construction, impact windows and doors, ALL ASSESSMENTS ALREADY IN AND PAID IN FULL, and SELLER FINANCING AVAILABLE, this home offers an outstanding combination of value, convenience, and peace of mind. Move into a brand-new Cape Coral home and enjoy the benefits from day one!

1318 NE 2nd Avenue, Cape Coral
no property photo
$420,000
4 Beds ⋅ 3 Baths ⋅ 2026042307 MLS
Beautiful Lot home, make it yours now! Bright and spacious property in a prime location, offering a peaceful residential setting with quick access to green areas and outdoor recreation. Discover this stunning, move-in-ready new construction home offering 1904 sq ft of living area located in the fastest-growing area of Cape Coral. Featuring a sleek contemporary layout with 10-foot ceilings and elegant tile flooring throughout, this residence boasts 4 spacious bedrooms and 3 stylish bathrooms. Enjoy a gourmet kitchen with white cabinetry, quartz countertops in both the kitchen and bathrooms, and stainless steel appliances. Bathrooms feature frameless glass-enclosed showers/bathtubs, adding a luxurious touch. A washer and dryer are also included for your convenience. The open floor plan seamlessly connects living, dining, and kitchen areas, while the private backyard offers a peaceful retreat. Built with Stem Wall foundation for enhanced elevation and structural strength, this home also features impact-resistant windows and doors, automatic garage door, irrigation system, and high-end finishes throughout. This property is ideal for families, snowbirds, or investors. Plus, it includes a builder’s warranty 2-years and 10-year structural coverage offering peace of mind for years to come. Don’t miss this incredible opportunity to own a high-quality home in a booming location!-WITH SHELVES, FILTER AND BLINDS

4121 NW 22nd Street, Cape Coral
no property photo
$379,000
3 Beds ⋅ 2 Baths ⋅ 2026042276 MLS
Beautifully positioned on a corner lot, this 3-bedroom, 2-bath home with a 2-car garage offers a flexible layout and a convenient Cape Coral location. In addition to the three bedrooms, the home features two versatile bonus spaces that can be used as home offices, a formal dining room, media room, playroom, or additional flex space to suit your needs. The property is located just minutes from Cape Coral’s sports and recreation facilities and offers convenient access to schools, shopping, dining, marinas, and the growing Pine Island Road corridor. With multiple living and work-from-home options, a functional floor plan, and easy access to everyday amenities, this home offers plenty of flexibility for a variety of lifestyles.

1300 SW 22nd Avenue, Cape Coral
no property photo
$389,500
3 Beds ⋅ 2 Baths ⋅ 2026042007 MLS
Escape to your own private Tropical Oasis in Cape Coral’s highly desirable Gold Coast Estates neighborhood! This inviting pool home features an open, split-bedroom floor plan with a spacious Great Room connecting to the kitchen, dining area, and breakfast nook. Views of the screened lanai and lush backyard bring the tropical setting into everyday living. Step outside to enjoy a heated pool with sought-after southern exposure, a covered lanai perfect for relaxing or entertaining, and a beautifully landscaped backyard enclosed by a privacy fence. Whether enjoying your morning coffee or unwinding poolside, this outdoor retreat captures the Southwest Florida lifestyle. Major updates include a New Washer in 2026, New Shingled Roof in 2023, a Whole-house Water Filtration System in 2023, HVAC replacement in 2019, nine impact-resistant windows and three accordion shutters installed in 2016, a garage door replaced in 2014, and a complete plumbing repipe in 2006. Whether your looking for your Florida Homestead, a Seasonal Escape or a money-producing investment, You'll want to grab this slice of Paradise before someone else does! Schedule your Private Tour TODAY!

2240 SE 27th Terrace, Cape Coral
1724 SW 51st Terrace, Cape Coral
$405,000
3 Beds ⋅ 2 Baths ⋅ 2026042231 MLS
Beautifully updated pool home in highly desirable Southwest Cape Coral—truly move-in ready and perfectly suited for enjoying the Florida lifestyle! This bright and inviting 3-bedroom, 2-bathroom home has been thoughtfully refreshed and updated inside and out. Major improvements include a new roof and new lanai, both installed in 2024, providing added comfort and peace of mind for years to come. The kitchen is a standout feature, offering beautiful granite countertops, stainless-steel appliances, and a spacious pantry. Consistent vinyl flooring flows throughout the kitchen, living area, hallway, and bedrooms, creating a bright, cohesive, and open feel while providing a fresh and low-maintenance finish. All three bedrooms feature ceiling fans for added comfort and airflow. Step outside and enjoy your private pool area, perfect for relaxing, entertaining, and taking full advantage of the year-round Southwest Florida sunshine. The home is located on a beautiful street lined with majestic royal palm trees, creating a welcoming and picturesque drive home. You'll also be conveniently close to the popular Cape Harbour entertainment district, with shopping, dining, and entertainment nearby. This wonderful home combines modern updates, comfort, location, and the best of the Southwest Florida lifestyle. Everything you've been looking for is right here—just move in and enjoy!

1724 SW 51st Terrace, Cape Coral
3801 SE 10th Avenue, Cape Coral
$249,900
2 Beds ⋅ 2 Baths ⋅ 2026041986 MLS
THIS IS A SHORT SALE AND SUBJECT TO THE SELLER'S LENDERS APPROVAL. This nicely updated 2-bedroom, 2-bath single-family home offers 1,126 square feet of comfortable living space in a well-established Cape Coral neighborhood. Built in 1976, the home has been refreshed with modern finishes, including an updated kitchen and bathrooms, newer flooring throughout with no carpet, and other thoughtful improvements that give the home a clean, updated feel. The home also features a one-car garage and a fenced yard with a covered screened lanai, providing a nice space to enjoy the outdoors. Conveniently located near local restaurants, public parks and downtown Cape Coral, with shopping and everyday conveniences close by. A great opportunity to own an updated home in an established neighborhood and make it your own.

3801 SE 10th Avenue, Cape Coral
117 SE 45th Terrace, Cape Coral
$260,000
2 Beds ⋅ 2 Baths ⋅ 2026042228 MLS
One of the best priced, MOVE-IN READY, HEATED POOL homes in Southeast Cape Coral! Welcome into the perfect Florida retreat with fresh paint, IMPACT WINDOWS, and tile flooring throughout- NO CARPET. Step outside to your screened-in lanai that leads right out into your fenced-in pool. NEVER FLOODED and ALL ASSESSMENTS PAID! Kitchen includes replaced cabinets, updated appliances, and a slick tile backsplash. Plantation shutters on both living area and primary bedroom windows. Enjoy the benefits of a whole house water filtration system and additional Eco-wool attic insulation rated to R-40, making this home both efficient and practical. NEW washer and dryer! Backyard space perfect for entertaining and pets. Property equipped with an auto sprinkler system. TRANSFERABLE FLOOD POLICY only $2,338 a year! Phenomenal location just minutes from Downtown Cape Coral, restaurants, entertainment, beaches, Fort Myers, and much more. Come discover what the simple Southwest Florida lifestyle feels like. Easy to show and easy to close. Call today!

117 SE 45th Terrace, Cape Coral
338 SE 46th Lane, Cape Coral
$384,999
3 Beds ⋅ 2 Baths ⋅ 226035820 MLS
One or more photo(s) has been virtually staged, AI generated or rendered. Open the sliders, pour your morning coffee and head out to the pool. This three-bedroom, two-bath home in southeast Cape Coral comes with a roof replaced in 2022 and transferable flood insurance with a current annual premium of approximately $1,200. Enjoy a convenient location within walking distance of downtown Cape Coral, with local dining, shopping and entertainment close to home. Inside, there's room to come together and space to spread out, with separate living and family rooms and a split-bedroom layout. The kitchen overlooks the pool and opens to the family room, keeping everyone connected whether you're making dinner or catching up at the breakfast bar. An adjacent dining area and tile flooring through the main living spaces make everyday living easy. Outside, the covered lanai and screened pool area enjoy southern rear exposure, with space for outdoor meals or a quiet afternoon by the water. An attached two-car garage and mature landscaping round out the home. A pre-listing inspection is planned, and interior and exterior paint quotes are available to help you plan your personal touches. Bring your ideas and make it yours.

338 SE 46th Lane, Cape Coral
1333 SE 8th Avenue Unit 1401, Cape Coral
$537,500
6 Beds ⋅ 4 Baths ⋅ 2026023631 MLS
Strategically located in Southeast Cape Coral, this well-positioned duplex presents a compelling income-producing opportunity in an established and highly desirable rental market. The property features two fully independent units, each offering private entry, garage access, functional living space, and a practical floor plan designed to support comfortable occupancy and long-term tenant retention. The interiors emphasize durability, functionality, and ease of maintenance, with tile flooring throughout, efficient kitchens, and generously proportioned bedrooms. The design prioritizes practical living and reduced ongoing maintenance, making the property well suited for both investors seeking dependable rental performance and owners looking for flexibility in their housing strategy. Its Southeast Cape Coral location provides convenient access to major transportation corridors, shopping, dining, employment centers, and essential services—key factors that contribute to sustained tenant demand and rental appeal. Overall, this is a solid, income-focused investment property offering the advantages of two independent residences, established functionality, convenient location, and meaningful long-term income potential. For an investor seeking a straightforward, manageable, and strategically located rental asset in Cape Coral, this duplex represents an opportunity worthy of serious consideration.

1333 SE 8th Avenue Unit 1401, Cape Coral
1703 SW 12th Terrace, Cape Coral
$425,000
3 Beds ⋅ 2 Baths ⋅ 2026041913 MLS
BUILT IN 2019, CITY WATER & SEWER, POOL HOME, FENCED YARD AND RARE 150-FT-DEEP LOT! This beautifully presented 3-bedroom, 2-bath home offers 1,543 sq. ft. of living space with a light and inviting coastal style, open great-room floor plan, tile throughout and fresh interior paint. The kitchen features shaker-style cabinetry, granite countertops and stainless steel appliances. The outdoor living space is a standout, featuring a gorgeous swimming pool, oversized screened lanai and generous covered area under truss, already pre-plumbed for a future outdoor kitchen. The fully fenced backyard provides privacy, and the hard-to-find 150-foot-deep lot delivers exceptional additional backyard space beyond the pool and lanai. Located in a highly desirable and convenient SW Cape Coral location with easy access to shopping, dining and everyday amenities. Built in 2019, connected to city water and sewer, Flood zone X-500, furniture is negotiable and designed for easy Florida living, this home checks the boxes buyers are looking for, with the added peace of mind and convenience that comes with a newer home.” Schedule your private tour today

1703 SW 12th Terrace, Cape Coral
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